Border Independent

Insurance Agency​​

About Us

Here at Border Independent Insurance Agency, Inc; we are licensed in both Minnesota and Wisconsin and our insurance professionals represent over 70 years of combined insurance experience.  We serve the St. Croix Valley by providing all lines of insurance including home insurance, auto insurance, business insurance, life insurance, specialty vehicle and more.  We are dedicated to creating and maintaining long lasting relationships to know the needs of our clients and find the best possible insurance package to meet them.

What's the Independent Advantage?

As an Independent Agency, our professionals have access to dozens of companies and their products so that we can match you with the exact coverages best for your individual needs at the best value possible.
We are in business to fulfill the needs of our customers by carefully selecting the products provided by companies that have strong financial history and great claims service.  That way when it's most important, the clients we help have a positive experience. 
   Jim Schoenecker AU, CIC

   Jim brings 25 years of experience in the insurance industry back to his hometown.   After earning his Bachelors Degree in Business Administration and playing football at Bethel College, he became a licensed agent for MSI Insurance. From there he went on to the claims area with St Paul Companies, eventually working on a catastrophe team and traveling around the US addressing extreme claims situations.  Since then he has gained extensive work experience in marketing, claims and most recently, commercial lines underwriting with Motorists Insurance Group.  Because he is very committed to knowing his craft, he's earned the AU and CIC designations and is currently working on his CRM.
   His home is located in the St. Croix Valley and enjoys spending time with his wife, Melissa and their three children...especially fishing and/or being on the river in general. 
 Kathy Schoenborn-Atkins

   Kathy is a Graduate from Stillwater High School.  She went on to study business and earned a diploma for Cosmetology at Centruy College, but started her insurance career as a Customer Service Representative for Fortis in Woodbury, that soon after became The Hartford.  She then became a licensed Producer/Account Manager for Schoenborn & Associates where Ron Schoenborn, her father, had been serving the St. Croix Valley for more than 40 years.   In 2006 she purchased the agency and became a Business Owner and continued as a Farmers Insurance Agent until December of 2017.  She is enjoying the many opportunities to work with area residents and business owners to create the very relationships important in finding appropriate coverage for the needs of each one.
  Kathy lives near Stillwater and loves spending time outdoors with her husband, Eric and their three daughters.
Connie Diethert

​  Connie was born and raised in Stillwater and has spent over 30 years working in the insurance industry.  Her career started in customer service with Western Life at their Woodbury office.  The company was purchased by Fortis and she moved into the Annuities  department working with products and agents.   She also spent time working in the Mutual Fund area while the company was eventually taken over by The Hartford.   Connie decided to leave the corporate world to become licensed in MN and work for her father at his agency, Scheonborn & Associates. Then Connie joined her sister, Kathy who bought the agency to be a Producer/Account Manager.  She is excited to be a part of assisting Kathy and Jim in growing this new agency into the Independent Market.
  Connie and her husband, Brian live in the area and enjoy golfing together and seeing their Adult children and grandchildren.